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By Scott E. Harrington

This learn outlines the compelling case for frequent deregulation of property-liability coverage premiums and types.

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The Role of Collective Pricing in Auto Insurance. : Federal Trade Commission, Bureau of Economics. Epstein, Richard A. 1999. ” George Mason University Law Review 7: 293–311. , and Robert W. Klein. 1998. ” Center for Risk Management and Insurance Research, Georgia State University. Grabowski, Henry, W. Kip Viscusi, and William N. Evans. 1989. ” Journal of Risk and Insurance 56: 275–99. , and Michael M. Barth. 1993. ” Working paper. Financial Sector Development Division, World Bank. Gron, Anne. 1993.

See MacAvoy (1977), Danzon (1983), Eisenach (1985), Joskow and McLaughlin (1991), and Macey and Miller (1993) for additional discussions. 25. See, for example, Plummer (1985). 26. For general discussion of that issue, see Breyer (1982, 161–64). 27. See Keeton and Kwerel (1984) for a theoretical model of efficient subsidies in auto liability insurance. See also Smith and Wright (1992) and Jaffee and Russell (1995). Harrington (1994) critiques economic rationales for compulsory auto insurance. 28.

Federal Trade Commission, Bureau of Economics. Epstein, Richard A. 1999. ” George Mason University Law Review 7: 293–311. , and Robert W. Klein. 1998. ” Center for Risk Management and Insurance Research, Georgia State University. Grabowski, Henry, W. Kip Viscusi, and William N. Evans. 1989. ” Journal of Risk and Insurance 56: 275–99. , and Michael M. Barth. 1993. ” Working paper. Financial Sector Development Division, World Bank. Gron, Anne. 1993. ” Working paper. University of Chicago Graduate School of Business.

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